Lease or Loan: Which Is Best?


Whether you should lease your next Subaru or take out a loan is dependent on your financial situation. It also depends on how long you would like to keep your car. At our Subaru dealership, located in the Tampa, FL area, we have a team of automotive financing experts that can help you decide.


Pros and Cons of Leasing Your Next Subaru


A car lease can be thought of as an extended rental. Basically, you create an agreement with our dealership regarding mileage, duration of the lease and quality of the vehicle. At the end of your lease, you return the vehicle. You pay for the depreciation on the vehicle, while it was in your ownership, with a down payment and low monthly payments. Some of the advantages of this are:

  • New Car Every Few Years
  • Lower Monthly Payments
  • Latest Technology
  • Up-to-Date Safety Features
  • Modern Styling

    If you're from the Clearwater FL area or beyond and truly enjoy your Subaru then you have the option to buy it at the end of your lease! If you want to try a different model, like upgrading from a Subaru Impreza to a Subaru WRX then you simply pay off the depreciation and loan your next Subaru!


    Should You Finance Your Next Car or SUV?


    Financing or taking out a loan for your car purchase is another car-buying option. Some folks choose to take a loan out with a bank or another private entity. Most people side with financing through the dealership. We tend to offer better interest rates and we are more convenient.

    Some of the advantages to financing your Subaru are:

    • You Own the Vehicle
    • You Can Trade in Your Car at Any Time
    • No Mileage Limitation
    • And MORE!

    While the monthly payments are higher for a car that you finance, it is important to note that you will be the owner of the vehicle. You can add features to your car, you can customize it and you don't have to worry about not going over a specific mileage. Financing gives you more freedom but, as always, freedom comes with a cost.

Bert Smith Subaru

3333 38th Ave N
Directions Saint Petersburg, FL 33713

  • Sales: (727) 322-7400
  • Service: (727) 322-7400
  • Parts: (727) 322-7400